1004 Santiago TrailCottleville, MO 63304

COMING SOON to Homesite 109! Special Financing Offer. For well qualified buyers, get 5.25% on a 30-year fixed*. This beautiful 2,064 sq. ft. Hamilton Ranch is thoughtfully designed with an open-concept layout that seamlessly connects the Kitchen, Dining, and Great Room—perfect for both entertaining and everyday living. The Great Room showcases soaring 11' ceilings and an elegant electric fireplace, creating a warm yet sophisticated atmosphere. Just off the Foyer, a versatile Flex Room provides the ideal space for a home office, library, or additional sitting area. The luxurious Owner's Suite features a spacious walk-in closet and a Luxury Owner’s Bath designed for relaxation and comfort. Open stairs lead to the lower level, offering endless possibilities for future living space or storage. A large covered patio extends your living space outdoors, providing the perfect spot to unwind or host gatherings while enjoying the peaceful surroundings. With its modern design, premium finishes, and seamless flow, the Hamilton Ranch effortlessly combines comfort, style, and functionality. *Offers available on select new homes in the greater St. Louis area. Offer valid until March 31, 2026. Offers may not be combined with any other existing promotions. The Mid-American Carpenters Regional Council is offering $10K toward closing costs for to-be-built homes under 3,000 square feet, and $15K toward closing costs for to-be-built homes over 3,000 square feet. Limited union funds available. Offers, incentives, and seller contributions are subject to certain terms, conditions, and restrictions. Certain incentives could affect the loan amount. Not all homesites or communities will qualify for a price reduction. The $18,980 reduced sales price does not apply toThe Reserve at Wildwood or The Estates at Post Farms. Advertised mortgage rate assumes and is based upon a Conventional (Conforming) purchase mortgage with a 30-year term on an owner-occupied primary residence based upon a rate sheet effective 02/23/2026; borrower FICO >= 785; 20% borrower funded down payment and 30-day rate lock pricing. Actual rate and/or monthly payment may be higher. Annual Percentage Rate (APR) will be higher. Information provided is not a commitment to lend. McKelvey Homes may withdraw or cancel this promotion at any time without notice. Promotion available to McKelvey Homes customers choosing to utilize Groundwork Mortgage (“GWM”), a Missouri-licensed equal housing mortgage company, with a McKelvey Homes-funded pre-payment. Customers are not required to choose GWM to purchase a home from McKelvey Homes. It is customer’s sole choice whether to utilize GWM’s mortgage origination services. Customers are encouraged to shop around to determine that customers are receiving the best service and rates. This information is not a commitment to extend consumer credit as defined by section 226.2 Regulation Z. Groundwork Mortgage details: NMLS 1211416, Missouri mortgage company licensee 21-2198. 687 Trade Center Blvd, Ste 120, Chesterfield, MO 63005 (636) 537-1005.